Standard Motor Vehicle Insurance (called Loss Damage Waiver or LDW) is mandatory and included in the rate. This limits the renter's financial responsibility for loss or damage to the Avis vehicle (if you comply with the Avis Rental Agreement Terms & Conditions).
In New Zealand, if your vehicle suffers or causes damage an excess normally applies. The standard excess in most cases is NZ$3000 + GST for cars and NZ$3750 + GST for SUVs.
Avis, where permitted, also offer additional optional coverages for Personal Accident Insurance (PAI), Personal Effects and Baggage Insurance (PEB), and Excess Reduction (ER).
Preferred Members who have registered with Avis.co.nz and have a My Avis profile can login to modify their protections and coverages.
After you login, click the "Edit" link on the "Protections/Coverages" module on the My Account page.
Choose which protections or coverages you'd like to accept or decline, and submit the form. These changes will take a few days to process, but will automatically update in your profile and apply to future reservations.